Free Financial Calculators, Invoicing & Tax Tools
Instant, 100% private financial calculators for freelancers, small business owners, and smart budgeters. Zero sign-up required.
Freelancer & Small Business Tax Tools
Estimate 1099 quarterly taxes, calculate IRS mileage deductions, and discover Schedule C write-offs.
1099 Self-Employment Tax Calculator
Calculate Social Security (12.4%), Medicare (2.9%), income taxes, and IRS quarterly payment estimates.
- IRS Schedule SE & 1040 model
- Quarterly estimated tax schedule
- State tax rate adjustments
- Take-home pay calculation
IRS Mileage Deduction Calculator
Compare standard IRS mileage rates vs actual vehicle expenses for rideshare, sales, and business trips.
- Standard $0.67/mi business rate
- Actual gas & repairs comparison
- Medical & charitable mileage
- CSV log template export
Home Office Deduction Calculator
Compare the IRS simplified $5/sq ft method vs actual housing expenses (rent, utilities, internet).
- Simplified $5/sq ft vs Actual
- Square footage percentage math
- Utility & rent allocation
- Tax savings estimate
Schedule C Deduction Lookup
Search 50+ IRS Schedule C business expense categories, deductibility percentages, and receipt rules.
- 50+ searchable write-off lines
- 50% vs 100% deduction tags
- IRS receipt compliance notes
- Interactive write-off estimator
Invoicing, Price Estimates & Billing Tools
Create client invoices, price quotes, purchase orders, packing slips, and calculate late fees.
Free Invoice Generator
Create, customize, and download professional PDF invoices in seconds with custom branding.
- Client-side instant PDF export
- 7 industry invoice templates
- Automatic tax & discount lines
- Custom business logo upload
Price Estimate & Quote Maker
Generate clean project estimates and quotations with expiration validity dates and PDF downloads.
- Validity expiration terms
- Itemized service & rate table
- Instant PDF proposal download
- Convert to invoice ready
Freelance Hourly Rate Calculator
Calculate target hourly, day, and monthly rates based on take-home goals, taxes, and overhead.
- Target salary reverse calculation
- Non-billable admin time buffer
- Day rate & retainer pricing
- W-2 salary equivalent score
Invoice Late Fee Calculator
Calculate statutory overdue interest (1.5%/mo or APR%) and copy ready-to-send payment demand emails.
- 1.5%/mo & APR interest math
- Grace period adjustment
- Daily accrual breakdown
- Ready-to-send email copy
Purchase Order (PO) Generator
Create standardized B2B purchase orders with SKU numbers, vendor details, and PDF export.
- SKU & line item tracking
- Vendor & Ship-To fields
- Payment terms (Net 30/60)
- Instant PO PDF download
Packing Slip & Delivery Maker
Generate parcel packing slips, shipping notes, and delivery manifests with tracking numbers.
- Ordered vs shipped qty
- Carrier tracking details
- Thermal & printable layouts
- Instant client-side PDF
Instant Bill Maker
Quickly generate retail bills, service receipts, and point-of-sale invoices.
- Itemized retail & POS layout
- Subtotal & payment status
- Print and save to PDF
- Zero signup needed
Online Receipt Maker
Generate clean payment receipts, sales slips, and vendor proofs of purchase.
- Thermal slip & modern designs
- Payment method records
- Instant PDF export
- 100% private in browser
Business Profitability & Cash Flow Calculators
Calculate profit margins, determine break-even volumes, measure startup runway, and track DSO.
Profit Margin & Markup Calculator
Convert cost of goods, selling price, gross margin %, and markup % in real time.
- Gross profit & margin %
- Markup on cost calculation
- Multi-currency support
- Margin vs markup matrix
Break-Even Point Calculator
Calculate sales units and revenue needed to cover fixed overhead and hit target net profits.
- Unit contribution margin
- Break-even sales volume
- Target profit goal planner
- Fixed vs variable math
Startup Cash Burn & Runway
Forecast monthly gross burn, net cash drain, and months until Zero Cash Date (ZCD).
- Gross vs net monthly burn
- Zero cash date forecast
- Runway health status badge
- Scenario extension planning
Days Sales Outstanding (DSO)
Measure how fast your business collects invoice cash and calculate AR turnover ratios.
- DSO collection speed
- AR turnover multiplier
- Industry benchmark score
- Cash acceleration tips
Expense, Receipt & Tax Utilities
Scan receipts with AI OCR, clean bank CSV statements, and reverse-calculate VAT & meal tips.
Free Receipt Scanner
Scan receipts online with OCR. Extract merchant name, date, subtotal, tax, and total automatically.
- Client-side OCR text extraction
- Vendor & date detection
- Tax & total math balancing
- CSV export download
Bank Statement CSV Formatter
Paste raw bank transaction text to clean, standardize dates/amounts, and export clean CSVs.
- Client-side local parsing
- Auto date & amount detection
- Accounting ready CSV export
- 100% private in browser
Sales Tax & Reverse VAT Calculator
Add sales tax or reverse extract VAT/GST from gross total receipts with global presets.
- Add tax forward mode
- Reverse VAT extract mode
- US, UK, EU, CA, AU presets
- Net vs gross breakdown
Business Per Diem Calculator
Calculate daily meal allowances, lodging rates, and 50% IRS business meal write-offs.
- GSA destination rates
- 75% travel day rule
- 50% IRS meal deduction math
- Expense voucher copy
Business Meal Tip Splitter
Calculate pre-tax tips (15%-25%), split dinner checks among diners, and copy meal receipts.
- Pre-tax tip calculation
- Even split per diner
- Round to nearest dollar
- Copy meal receipt summary
Receipt Tracker & Ledger
Keep all your receipts organized in one place. Track purchases, search by vendor, and filter tags.
- Timeline & list views
- Category filtering
- Duplicate detection alerts
- Private client storage
Personal Wealth & Budgeting Calculators
Plan 50/30/20 budgets, build emergency funds, eliminate debt with snowball/avalanche, and track net worth.
50/30/20 Budget Calculator
Split your take-home income into Needs (50%), Wants (30%), and Savings/Investments (20%).
- Monthly & annual inputs
- Customizable percentage sliders
- Category allocations
- Zero registration required
Emergency Fund Calculator
Calculate your monthly survival baseline and discover your exact 3, 6, and 12-month savings targets.
- Essential expense baseline
- 3, 6, 12-month runway targets
- Savings gap to goal
- Timeline completion estimate
Debt Snowball vs Avalanche Calculator
Compare Debt Avalanche (highest APR first) vs Debt Snowball (smallest balance first) payoff schedules.
- Avalanche vs Snowball comparison
- Interest savings calculation
- Debt-free date projection
- Extra monthly payment slider
Net Worth & Balance Sheet
Track all your cash, investments, real estate, and liabilities to monitor your true wealth trajectory.
- Assets vs liabilities ledger
- Liquid net worth calculation
- Debt-to-asset ratio
- Copy balance sheet summary
Savings Rate & Runway Calculator
Calculate your monthly savings percentage, annual cash surplus, and months of emergency runway.
- Savings rate health score
- Emergency runway duration
- 5-Year compound forecast
- Actionable recommendations
Subscription Cost & Leak Auditor
Audit streaming services, software subscriptions, and memberships to calculate annual drain.
- Multi-subscription aggregator
- 5-Year opportunity cost
- S&P 500 compound loss math
- Subscription audit checklist
Frequently Asked Questions
Common questions regarding our free financial calculators and methodologies.
Yes, 100% free with no account creation, email capture, or payment required. All calculations run client-side in your web browser for complete privacy.
Automate Your Finances with Expenseliy
Take the numbers from these calculators and manage your ongoing expenses, invoices, and receipts effortlessly.