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Pricing & Retainer Engine

Freelance Hourly Rate & Target Salary Calculator

Calculate the exact hourly, day, and monthly retainer rates you should charge to hit your take-home goals.

Freelance & Agency Pricing Engine 100% Client-Side

Freelance Hourly Rate & Target Salary Calculator

Calculate the exact hourly, daily, and monthly rate to charge based on take-home goals, taxes, overhead, and non-billable hours.

Industry Roles:

1. Income Goal & Overhead

$7917/mo
$
SaaS, health insurance, gear, CPA
$

2. Working Schedule & Reality Check

Typical freelance average is 20–25 hrs (rest is admin/marketing).

48 active working weeks (1200 billable hrs/yr).

Target Hourly Billable Rate
$136 / hour
Gross: $163,236/yr

Total revenue needed

Day Rate (8h)$1088
Weekly Retainer$3401
Monthly Retainer$13603
Absolute Break-Even Floor (0% profit)$118 / hr
Equivalent Full-Time W-2 Job$109,250 / yr
Annual Billable Hours Capacity1200 hours / yr

Invoicing Tip

Use Expenseliy Free Invoice Generator to create sleek, itemized client invoices with your calculated hourly rates and zero transaction fees.

Frequently Asked Questions

A typical full-time job has ~2,000 working hours, but freelancers only spend 50%–65% of their time on billable client work (approx 1,000–1,200 billable hours).

Get Started Today

Create Professional Client Invoices in Seconds

Now that you know your rate, use Expenseliy's Free Invoice Generator to bill clients with zero fees.

40 free lifetime transactions
No credit card required to start
Full privacy & data isolation