Privacy Policy

1. Introduction

This Privacy Policy explains how Expenseliy Technologies Inc. ("Expenseliy", "we", "us", or "our") collects, uses, and safeguards information when you access or use the Expenseliy website (https://www.expenseliy.com) and related web applications.

2. Information We Collect

We collect information strictly necessary to provide expense tracking and financial management services:

• Account Information: Your name, email address, password hash, and subscription tier status.
• Financial Transaction Data: Amounts, transaction dates, categories, merchant names, payment method tags, notes, and investment classifications that you explicitly enter.
• Technical Log Data: IP addresses, browser user-agent, operating system, and session timestamps for security, error logging, and performance auditing.

3. How We Use Your Information

Your data is utilized exclusively for:

• Providing and maintaining your private financial dashboard and ledger.
• Calculating algorithmic spending distributions, savings rates, and health scores.
• Processing payments through secure PCI-DSS certified payment processors.
• Authenticating login sessions and preventing unauthorized access.

4. Zero Data Selling & Strict Isolation

We do not sell, rent, monetize, or trade your personal financial data to advertisers or third-party data brokers. All customer transaction data is isolated to verified user accounts and encrypted in transit (TLS 1.3) and at rest.

5. Data Retention & Permanent Deletion (GDPR / CCPA)

You retain complete ownership of your financial records. Under GDPR, CCPA, and global privacy standards, you have the right to:

• Export: Download a full machine-readable CSV export of your entire transaction history at any time.
• Delete: Trigger a permanent account deletion in your user profile settings, which immediately purges all associated transactions, categories, and personal profile information from our live databases.

6. Contact Information

For any privacy questions or requests regarding your data, please contact our Data Protection representative at: