Skip to main content
Free 2026 Tax Engine

1099 Self-Employment & Quarterly Tax Calculator

Estimate your federal SE tax (15.3%), state income taxes, and IRS quarterly payments. Zero sign-up required.

IRS Schedule SE & 1040 (2026 Model) 100% Client-Side

1099 Self-Employment & Quarterly Tax Calculator

Estimate your federal SE tax, Medicare, income taxes, and IRS quarterly payment amounts.

Quick Presets:

1. Income & Expenses

Annual total
$
Reduces taxable profit
$

Includes software, mileage, home office, equipment, meals, and contractors.

2. Filing Details & State

0% (TX/FL/WA)5% (Avg)13% (CA/NY)

Net Schedule C Profit

$70,000

Taxable SE Base (92.35%)

$64,645

Total Estimated Tax Burden
$22,515
26.5% Total Rate

Effective tax rate

Recommended Quarterly IRS Payment

Due Apr 15, Jun 15, Sep 15, Jan 15

$5,629/ quarter
Social Security Tax (12.4%)$8,016
Medicare Tax (2.9% + Addl)$1,875
Federal Income Tax (Est.)$9,372
State Income Tax (5%)$3,253
Estimated Annual Take-Home Pay$47,485

Tax Deduction Advantage

Every $1,000 of documented business receipts tracked in Expenseliy saves you approx $423 in combined taxes!

Frequently Asked Questions

Self-employment tax consists of Social Security (12.4%) and Medicare (2.9%), totaling 15.3%. Unlike W-2 employees where the employer pays half (7.65%), freelancers and 1099 contractors pay the full 15.3% on 92.35% of their net Schedule C business profit.

Get Started Today

Never Miss a Tax Deduction Again

Snap receipts, organize IRS Schedule C expenses, and generate clean tax reports with Expenseliy.

40 free lifetime transactions
No credit card required to start
Full privacy & data isolation